A study on financial performance analysis of selected private sector banks in India

Abstract

This study's main objective is to identify and explore the financial performance of a few Indian private sector banks. In the Indian setting, the banking industry has occasionally seen a number of dynamic developments. It is an essential part of every economic and financial system. Because it provides for the financial demands of the modern world, a robust banking system is necessary. A nation's financial system is an important part of its economy. As a result, the banking system and the nation's development are linked. They are essential for distributing loans to different economic sectors and mobilizing savings. The private sector banks in India are essential to the economic growth of the nation. So it has become essential to learn the financial performance of private sector banks. The study used secondary data for its evaluation. The data has been collected from Money Control and annual reports of respective banks over five years (from 2019-2025). Ratio analysis is used to analyse data and provide an interpretation for various ratios, including the debt-to-equity ratio, cash position ratio, fixed assets ratio, and proprietary ratio.