Vol. 2 No. 3 (2012): Vol 2, Iss 3, Year 2012
Articles

Reverse mortgage – a tool of protract the economic independence of senior citizen

MANICKAVASAGAM V
Professor and Head, Department of Corporate Secretaryship, Alagappa University, Karaikudi-3
SAHUL HAMEED S
Asst.Professor in Corporate Secretaryship, Bharathidasan Govt.College for Women, Pondicherry-3
Published December 30, 2012
How to Cite
V, M., & S, S. H. (2012). Reverse mortgage – a tool of protract the economic independence of senior citizen. Journal of Management and Science, 2(3), 275-280. https://doi.org/10.26524/jms.2012.36

Abstract

India, the seventh largest country in size, continues to occupy the second largest populated country after China. The aged population in India (i.e. over 60 years) that stood at 84.7 million (7.5 per cent) in 2005 is expected to rise to 141 million (10.2 per cent) by 2020 and thereafter reach 194 million (13 per cent) in 2030. Even though income levels are going up and poverty declining, it can be reasonably expected that a significant number among the aged population would be in the low
income category. The aged population requires additional attention both from the society and from the Government. More funds need to be allocated for pension, health and other social benefits of the aged people, while declining savings of the aged population could pose a threat in meeting such additional expenditure.

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