Shareef AP, and Dr. MA Shakila Banu. “M-Banking Applications and Paradigm Shift in the Banking Sector; A Comparative Illustration of users’ Experience”. Journal of Management and Science 15, no. 2 (June 30, 2025): 63-68. Accessed July 8, 2025. https://jmseleyon.com/index.php/jms/article/view/856.